Planned Giving

Most Popular Planned Gift Options

Naming St. Joseph Home as a Beneficiary in Your Will, Trust or Life Insurance Policy

Your donation to support St. Joseph Home through your will, trust or life insurance policy can be setup in as little as one sentence.

By naming St. Joseph Home as a beneficiary in your will, living trust or life insurance policy you’ll help to secure quality care for those with complex disabilities for generations to come.

Simply include our legal name, St. Joseph Infant and Maternity Home, and a percentage or amount you’d like to allocate in the document itself.

Charitable Rollover from IRAs

During your lifetime, you can easily rollover part or all of your Required Minimum Distribution (RMD) from your IRA to St. Joseph Home via a Qualified Charitable Distribution (QCD), also known as a Charitable Rollover:

You’ll pay no income tax on the rollover amount and can also lower your annual income level.

This is an easy way for you to support St. Joseph Home after you turn 70 ½ up to $100,000.

Beginning in 2020, per The SECURE Act 2.0 of 2022, you don’t need to begin taking out your RMD until age 73 (effective January 1, 2023) .

However, beginning at age 70 ½, you can still easily take out a QCD benefiting SJH up to $100,000.

The amount you give is excluded from your taxable income for that year.

Just contact your IRA administrator and request a check be issued directly from your IRA payable to St. Joseph Home. You can request the check be mailed to us, or forward the check to St. Joseph Home yourself.

Considering charitable donations of IRAs, 401(k)s and other retirement assets are a smart way to support St. Joseph Home after your lifetime because they can mean significantly less taxes will be paid by your heirs and/or your estate.

Appreciated Stocks

You can donate shares of appreciated stocks, benefit SJH and avoid all capital gains taxes on those shares! If you planned on giving a gift of cash, you can give appreciated stock valued at that amount avoiding capital gains taxes. On the same day, take the cash you would’ve given and buy the same number of shares in the stock you donated erasing any appreciation, but still ending up with the same number of shares in your portfolio.

Just contact your broker and ask that she/he transfer the number of shares in the stock you’d like to donate. You will need to include our official name, address, tax exempt number and our UBS account number. (Please see bottom of page for details)